Home Loans

Owning a house is perhaps the most valued aspiration of every individual. At SHFL, we understand the value of this sentiment and aim to provide a hassle- free experience in fulfilling your dreams of buying or self-constructing your house. Planning to buy existing property or need funds for self construction of property, SHFL home loan can serve your needs and assist you as a partner.

Getting a home loan from SHFL is very simple and transparent process. Customer can simply walk in to our office or contact our sales person any time to get personalized counseling to understand best offer available to him for funding while purchasing a property.

Purpose

Purchase of residential house/apartment/bungalow/floor

Purchase of under construction property /builder flats

Age

The applicant/co applicant should has minimum 21 years and maximum 70 years of age

Tenure

Home loan is flexible as per customer requirement. Home loans ranging from tenure 5-25 years are available.

Rate of Interest

We provide floating rate of interest which is determined as per market conditions and it is linked to our BPLR – Benchmark Prime Lending Rate.

Home Loan eligibility

Minimum loan amount which can be availed from SHFL is Rs 1 Lakh and above. We provide funding upto 80% of Market value. Any salaried or self employed professional/non professional is eligible for home loan from SHFL. However Home loan amount is calculated by taking various factors as :-

1. Age
2. Income
3. Profile
4. Saving Habit
5. Expenses
6. Repayment Track record

Benefits of availing Home Loan from SHFL

1. Funding available across major part of properties under Delhi/NCR
2. Personalized and Hassle free customer service
3. Easy Documentation
4. Transparent Processes
5. Attractive Rates of Interest
6. Fast and efficient loan processing