PLR changed from 14.50% Per Annum to 15.00% Per Annum with effect from 01st April, 2023.

Plot Purchase/Purchase cum Construction Loan

Plot Purchase/Purchase cum Construction Loan

Looking to purchase piece of land to build home in future or planning to construct home along with land purchase , SHFL offers multiple options to serve customer needs. With help of personalized service from SHFL , customer can easily match his requirements along with funds availability and choose suitable scheme.

Purpose

  • Land/plot purchase
  • Purchase cum construction loan

    • Age

  • The applicant/co applicant should has minimum 21 years and maximum 70 years of age

    • Tenure

  • Home loan is flexible as per customer requirement. Home loans ranging from tenure 5-25 years are available.

    • Rate of Interest

  • We provide floating rate of interest which is determined as per market conditions and it is linked to our BPLR – Benchmark Prime Lending Rate.

    • Home Loan eligibility

    Minimum loan amount which can be availed from SHFL is Rs 1 Lakh and above. We provide funding upto 80% of Market value. Any salaried or self employed professional/non professional is eligible for home loan from SHFL. However Home loan amount is calculated by taking various factors as :-

    1. Age
    2. Income
    3. Profile
    4. Saving Habit
    5. Expenses
    6. Repayment Track record

    Benefits of availing Home Loan from SHFL

    1. Funding available across major part of properties under Delhi/NCR
    2. Personalized and Hassle free customer service
    3. Easy Documentation
    4. Transparent Processes
    5. Attractive Rates of Interest
    6. Fast and efficient loan processing

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